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Abacus logo

Abacus

YCombinator

Making expense reports obsolete

Abacus is the only real-time expense management solution to reimburse your team, reconcile corporate cards, and automate your expense policy. By eliminating the month-end expense report, Abacus turns submitting and approving expenses into a delightful, collaborative experience. With our mobile app, you'll quickly submit and approve expenses on the go and reimbursements now happen within days. Abacus syncs with your accounting software and auto-matches transactions for hassle-free bookkeeping. Come work with us! We're hiring: abacus.com/about#hiring

B2BNew York City, NYFintechSaaSPaymentsB2B
Abhi logo

Abhi

YCombinator

Abhi is Pakistan's 1st financial wellness platform focusing on…

An early wage access platform allowing salaried employees to draw down a percentage of their accrued salary before the next payroll cycle. Helping employees to avoid late payment fee on bills, access emergency cash and substitute expensive debt. We work on a B2B2C model allowing companies to extend the product as a benefits program to their employee base.

FintechPakistanFintech
Accend logo

Accend

YCombinator

AI agents for commercial underwriting at banks and fintechs

Accend helps commercial banks and fintechs underwrite business customers faster, win more deals and increase revenue. We provide an end-to-end platform to automate document intake, financial statement / tax spreading, cash flow modeling, credit memos and portfolio management, with audit-ready AI and human-in-the-loop accuracy. Companies like Corpay, Brex, Rippling, Rho, Column, Settle, and many others have reduced application processing time by 80% with Accend, significantly enhancing their credit underwriting efficiency Before starting Accend, the founders led Product & Engineering on the Risk team at Brex as well as at Deutsche Bank and Credit Suisse so they have firsthand experienced issues with operational efficiency in credit/underwriting teams. Accend has raised a $3.2M seed round from Y Combinator, Adverb Ventures, General Catalyst and 645 Ventures.

FintechFintechGenerative AIFinanceAI
Acolite logo

Acolite

YCombinator

AI Native Commercial Insurance Broker

Acolite is an AI-powered insurance brokerage purpose-built for the construction industry. We combine modern technology with dedicated, licensed brokers to help contractors get the right coverage faster and at better rates than traditional brokerages can offer.

FintechNew York City, NYArtificial IntelligenceInsuranceOperations
Aer logo

Aer

YCombinator

Compound compliance: the central hub for meeting SEC obligations

Aer Compliance is Rippling for compliance, combining Code of Ethics, marketing, calendars, filings, workflows, and more in a single place.

FintechNew York City, NYFintechB2BRegtech
Affinity logo

Affinity

YCombinator

A compliance training platform built for regulated industries.

Affinity is a compliance training platform designed specifically for regulated industries. We’ve previously built a fintech from inception to a successful exit and are leveraging that experience to solve the learning management needs of regulated tech companies from growth stage to large enterprise banks.

B2BNew York City, NYFintechWorkflow AutomationTeam CollaborationComplianceHR Tech
Afriex logo

Afriex

YCombinator

Instant, low-fee remittances

Afriex makes it easy for immigrants to send money home. We offer instant, low-fee remittances to over 25 countries around the world.

FintechSan FranciscoPaymentsRemittances
TL;DR logo

TL;DR

YCombinator

debit cards for AI agents.

Agentcard.sh is a debit card for AI agents. Agents can use Agentcard’s API to issue cards and pay for things online autonomously.

San FranciscoSummer 2026ActiveFintechSan Francisco
AgentCollect logo

AgentCollect

YCombinator

B2B debt collection powered by AI agents

We recover aged B2B debt in weeks, not quarters: ~49% in 20 days vs ~20% in 4-6 months for traditional agencies. Our AI agents call, email, text, find the right contact (20% of B2B contact data is outdated), and negotiate payment plans 24/7 ; all under your brand. We replace your offshore BPO and third-party agencies. Your AR team stays focused on strategic accounts. Live with Dell, Microsoft, FedEx, Plaid, and Checkr and hundreds of enterprise companies. Long-tail AR your team has deprioritized becomes recovered cash before a traditional agency even gets moving.

FintechSan FranciscoArtificial IntelligenceFintechB2BEnterprise Software
Ageospatial logo

Ageospatial

YCombinator

Physical intelligence for every decision with Geospatial AI.

Ageospatial helps organizations value the risk on their physical assets (properties, land, infrastructure) remotely using satellite imagery. 97% of commercial properties are never physically inspected because it's too slow and expensive. So insurers price risk based on what the client or broker tells them, and about half the time at least one of those records is wrong. The result is mispricing, fraud, and an estimated $36B in premium leakage every year in the US alone, which gets exposed the moment a disaster hits. Upload a list of addresses and their GeoAI reads satellite and street-level imagery, maps, real-time data, public records and the insurer's own data to determine what's really there, which natural and human hazards surround it, what changed over time, and which properties are worth inspecting. Each property becomes a living record that underwriting, claims and pricing teams can trace from past to present. Ageospatial deploys inside carriers and MGAs as an AI-native service, so insurers get outcomes delivered.

FintechSan FranciscoArtificial IntelligenceComputer VisionInsurance
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